Head of Credit Division required for First Women Bank Limited

Position	Head of Credit Division
	Qualification	M.Com/ M.A Economics/ MBA/ MPA or related degrees. Extra weightage will be given to DAIBP, LLB and Professional Accreditations/ foreign qualified and CRM certification
	Age	40 to 50 years
	Experience	Minimum 10 years banking experience with specialization in Corporate/ SME and Consumer Financing, evaluation and processing of Credit proposals, marketing of credit products and Risk Management.
	Skills & Competencies	Positive attitude, leadership, excellent communication, presentation and analytical skills, business oriented, thorough knowledge of regulatory laws and regulations, sector/ Industry wise market dynamics, trends, Risk mechanics.
	Key Responsibilities
Develop business plans based on current economic, market trend and dynamics whilst keeping in view the bank’s industry relevant approach in different areas.
Ensure operational and administrative handling of all credit facilities and transactions as per Bank’s Credit Policy.
Responsible for driving the lending strategy of the bank whilst considering Industry analysis to maintain a secured credit portfolio. Ensure business growth (volume and size) as part of business plan.
Ensure implementation of Bank’s policies and procedures and relevant prudential regulations modifications in letter and spirit through notifications and circulars/trainings.
Regulate and review health of bank’s Credit portfolio whilst ensuring efficient service delivery to borrowers through timely disposal of Credit proposal.
Coordinate with external and internal agencies and regulatory bodies for liaison, reporting as needed.

Send your CVs with recent photograph to:
hr@fwbl.com.pk