February 28, 2011

Oracle Developer Urgently Required


Oracle Developer

Job Location: Karachi
Education: Bachelors Degree in Computer Science from a recognized University
Experience: Minimum 1-2 year experience required, however fresh graduates are also encouraged to apply
Desired skills: Oracle Certified Professionals will be preferred

State Life Insurance Corporation of Pakistan requires sales executives for Lahore Office


State Life Insurance Corporation of Pakistan requires male/female sales executives for its Lahore office. Salary Rs. 10,000 per month.

Part /Full time. Flexible hours. Unlimited Income. Monthly bonus. Bankers and teachers may also apply. Please email  cv to:   

Sales Manager


  • Degree in Engineering (Mechanical/Metallurgical)
  • MBA with first degree in Engineering would be an advantage.
  • Proven Sales and Marketing experience in welding consumables and equipment.
  • Minimum 5-7 years of experience in the relevant areas.

Sales Engineers ﹠ Sales Managers

Job ID: 38278
Job Family: Engineering / Sales & Marketing
Location: United Arab Emirates
Organization: Industry
Mode of employment: Full time only

What are my responsibilities?

  • Drive sales and business development of Siemens Industry products and services throughout the Lower Gulf Region
     
What do I need to qualify for this job?

  • At least 2 years of experience in a similar function
  • University degree in Engineering (any discipline)
  • 2 years of experience in Sales & Business Development relating to Siemens Industry product range: Motors, LV & MV Drives, Automation Systems (PLC, SCADA, WinCC etc), CNC Applications, Mechanical Drives, Process Instrumentation, Process Analyzers
  • Demonstrable track record of exceeding sales targets combined with exceptional customer focus and account management skills

Country Head Risk Management – Askari Bank


The candidate should:
  • Preferably be Master’s in Business, Finance or Economics
  • Have at least 15 years of core banking experience including credit and operations.
  • Have minimum of 3 years’ experience in core Risk Management functions at senior level with direct exposure to Risk Policy Formulation, Base II, Credit, Market and Operational Risk Management.
  • Have good interpersonal and communication skills.

Senior Engineer M Commerce

Position Title: Senior Engineer M Commerce
Salary:  60K – 120K
Location: Islamabad

Job Description:
-- Planning & Implementation of Mobile Commerce Services
-- Deployment of VAS/Mobile Commerce platforms
-- Integration of the Mobile Commerce services with internal and
external systems
-- Development of in house applications
-- Interface with commercial departments to fulfill critical business
requirements.
-- To be an effective team player & takes initiatives to propose new
services and applications.
-- Management/coordination and reporting

The ideal candidate should:
-- Hold a BE/ MS degree/ Mobile Commerce/ Value Added Services
specialization would be an added advantage
-- Have 3 – 5 years of VAS/ M Com experience.

HR Field Manager

We are looking for 2 candidates for the position of HR Field Manager at a Multinational Pharmaceutical Company.

Position Title: HR Field Manager
Company Sector: Pharmaceutical
Company Type: Multinational Company
Number of positions: 2
Location: Islamabad and Lahore (one position in each city)
Salary: 50K to 60K

Essential Requirements:
-- MBA
-- Recent experience in Multinational (or similar) company
-- 3 to 5 years experience in HR

Preferred:
-- Experience in Pharmaceutical Sector

Note: The position requires frequent Travel within the Country.

The right candidate should have the following qualification & competencies:
-- Masters of Business Administration from a recognized institution
-- 3-5 years experience in handling HR in any reputed national or multinational company
-- Should be able to manage recruitment, orientation, employee benefits, staff counseling etc
-- Work closely with the line management of the region specially the sales function
-- Coordinate with different stakeholders like Medical, Marketing etc
-- Coordinate in identifying training & development needs of people
-- Implement HR systems like performance management system, change management, cultural drives,
   in-line with directions of Head office
-- Coordinate HR activities under the directions from the Head Office
Apply:
Interested candidates send updated CVs (along with current and expected salary package) with the name of position in subject line to pakistan.career@gmail.com

Android Developer -Lahore

SDK (Software Development Kit) 2.3 or Later
Hands-on experience in Frameworks
o Bluetooth connectivity
o Processes and Threads management
o User Interface
o Audio & Video
o Data Storage
o Android Manifest.xml files
o Location & Maps
o Notifications management
o RSS/Web service
o Localization
App Installation & Device Configuration
Experience of App submission on Android App Store
Experience
of working on Android’s multiple devices will be a plus point

Medical Billing Executives (For US Based Clients)


  • Billers and Coders required
  • Experience in Account Receivable and payment collection

Unit Managers (Multiple Cities)


  • The ideal candidate must be adept at sales and its management.
  • Should be diligent in pursuing targets and deadlines.
  • An MBA degree with 6-7 years of sales experience in the FMCG industry is essential
  • The incumbent should be open to future placements in any city of Pakistan.

Senior Executive Financial Transaction Reconciliation & Fraud Management

Location: Islamabad.
Salary: 80K Max

Job Description:
- Review and submit GL entries to management for approval
- Evaluate daily/weekly/monthly receipts reconciliation reports to
ensure consistency of figures in financial information systems across
the company
- Conduct and support audit/ reconciliations of GL entries with source systems
- Minimize business losses by supporting audit & reconciliations among
all financial systems
- Assist line manager and receipts monitoring team in various fraud
management activities
- Implement various fraud prevention tools including but not limited
to system automation
- Prepare daily/monthly performance report of fraud management
- Ensure verification of sources used for financial entries in
different PMCL systems
- Coordinate and liaise with all stakeholders to ensure KPIs are met

The ideal candidate should:
- Hold an MBA (Finance) degree
- Have 3 to 4 years of experience in fraud management area
- Be willing to travel throughout the country as and when required
- Be flexible, adaptable, and an active learner

Virtual Receptionist (For US Based Clients)


  • American accent required
  • Willing to work in night shifts

February 27, 2011

Head of Credit/Risk, Islamabad or Lahore

Essential Requirements:
About 8 to 10 years of risk experience
Risk management experience
Microfinance experience (Must required)

Scope of work:
Oversee loan feasibility, recoveries, entire cycle of reporting, administration, collateral management
Full credit cycle
Initiation, collection, MIS, tax etc
Guiding Management/team on opportunities/segments

Apply:
Interested candidates send updated CVs (along with current and expected salary package) with the name of position in subject line to pakistan.career@gmail.com

Supply Chain Manager


  • Minimum Master’s Degree from a reputable local or foreign university, preferably in Supply Chain Management
  • Minimum 5 years of Managerial work experience in the relevant discipline, from a reputable pharmaceutical company.
  • Sound command in verbal, written communication and presentation skills

Manager Financial Transaction Reconciliation & Fraud Management

Location: Islamabad
Salary: 100 – 200K

Job Description:
- Evaluate and approve daily/weekly/monthly receipts reconciliation
reports to ensure consistency of figures in financial information
systems across the company
- Ensure controls over stock management/issuance and audit activities
- Oversee review & approval of GL entries
- Conduct audit and reconciliations of GL entries with source systems
- Minimize business losses by supporting audit & reconciliations among
all financial systems
- Conduct periodic fraud health check of finance operational activities
- Implement various fraud prevention tools including but not limited
to system automation
- Submit daily/weekly/monthly performance reports to Head of department
- Report fraud related matters to the head of department and recommend
appropriate corrective and preventive actions
- Revamp the fraud management processes to ensure business continuity
and appropriate controls at all levels
- Coordinate and liaise with other stakeholders to acquire their
support in performance of fraud management activities

The ideal candidate should:
- Hold an MBA (Finance) degree
- Have 5 to 7 years of experience in Fraud Management
- Be willing to travel throughout the country as and when required
- Be Flexible, adaptable, and an active learner

Field Service Engineer

Job ID:                                     38277
Job Family:                             Engineering
Location:                                   United Arab Emirates
Organisation:                         Industry
Mode of employment:          Full time only

What are my responsibilities?
  • Commissioning, installation, troubleshooting and preventative maintenance relating to at least one Siemens Industry product: Automation Systems (S7 PLC, SCADA, WinCC); Motion Control (CNC) Applications; Process Analysers (gas chromatographs etc); Motors & Drives; Mechanical Drives (gear units, gear motors, couplings etc); Siemens LV & MV Variable Frequency Drives


What do I need to qualify for this job?
  • At least 2 years experience in a similar function
  • University degree in Engineering (any discipline)

.Net Software Engineer


Job Description

 
BCS/MCS graduate from a good recognized institution required immediately.

- At least 2-5 years of development experience in .NET technologies.

- The candidate must have a solid background in Microsoft Technologies (.Net frame work 4.0, ASP.NET, C#, VB.NET, ADO.Net, AJAX), JavaScript, HTML, Ms SQL Server 2008 and strong knowledge of databases including stored procedures, indexing, views, triggers, etc.

- Solid knowledge of OOPS, Web Services, OOAD, Remoting, WCF, LINQ,  client/server programming.

-Working knowledge of Silverlight and DNN or any other CMS.

- Knowledge of Design Patterns, Web 2.0 and Social Networks like Facebook, Twitter etc...

- Strong Analytical and problem solving skills.
- Ability to work independently as well as part of the team and deliver work under tight deadlines.

Corporate Learning & Development Manager (Karachi)


  • The ideal candidate must have an understanding of the learning function, and knowledge of current best practices.
  • Should be able to work independently and lead initiatives to propagate learning in the company.
  • A Master degree in relevant field with 3-4 years of corporate experience is essential.
  • Job requires extensive traveling, both national and international

Job of Unit Manager, Assistant Unit Manager and Sales Consultants


A well progressive Company requires Fresh / Experienced / Retired, Masters and Graduate for position of Assistant Unit Manager / Assistant Unit Manager and Sales Consultants

Candidate must be very confident, well communicated and wish to work as a professional team member. If you want to earn beyond your imagination, must contact fast

DotNet developer

We are looking for a DotNet developer having minimum 3 years of experience. Familiarity with MVC and WCF frameworks is must. Should have strong object oriented programming concepts. For database, s/he must have fine knowledge of SQL Server.

Resident Advisor (RA)

We are looking for a candidate for Resident Advisor (RA) for a Multinational Consulting Company.

Position Title: Resident Advisor (RA)
[Note: Work entails Project Management role]
Company Sector: Financial Services Consulting
Company Type: Multinational Consulting Company
[Note: Company develops innovative solutions for facilitating access to capital to the poor]
Position Location: Karachi
[Note: Position provides opportunity for international travel to U.S. etc]
Contract term: 2 years -- extendable
Salary: 400K to 600K -- based on profile


Essential Requirements:
-Around 15 to 20 years work experience
-Experience in Financial Services Industry
OR
-Exposure of Mobile Banking/Branchless Banking/Microfinance Banking
OR
-Understanding of Development process involving grassroots level communities
[Note: Individuals with 2 or 3 of the above 3 listed points will have preference]
-Project Management Experience
-Experience of working with Multinational, International, or Local Prestigious Organizations
-Excellent Interpersonal communication skills; Advocacy skills; Polished personality
-Excellent Writing/Reporting Skills

General profile:
- The individual should preferably be a Pakistani national and should
be a medium to senior level person (preferably between the age
brackets of 40 to 45) with background in financial services industry.
The general profiles under this post are outlined below:
- Recognizable level of understanding and appreciation of mobile money
platforms;
- Appreciation for development process involving grassroots level
communities, their financial needs, saving and remitting habits etc;
- Highly skilled in terms of project management. This is the core
focus and expectation from the candidate will be to spend a major
chunk of his/her time on project management;
- Recognizable level of usage and understanding of CBS, software used
by mobile money platforms and other switches and connectivity
requirements of IT based branchless banking services;
- Excellent in presentation and communication skills, both verbal and written;
- Someone who is comfortable with in-country travel and as well as
travel abroad on as and when required basis;
- Have recognizable expertise in skills such as development and
implementation of complex strategies, operations and tactical plans
and should be able to multi-task.


Specific responsibilities:
-- Act as the face of company to company and manage all activities
necessary to fulfill the mandate of company under the donor funded
company branchless banking project;
-- Develop details (sub activities, timelines and budgets) of the
agreed work plan, also suggest changes in the work plan as it goes
into implementation, if circumstances warrant;
-- Develop detailed SOW for consultants to be engaged on activities
identified in the work plan in consultation with company team;
-- Identify (check availability and willingness to work) and negotiate
(cost rates and LOE) with local consultants for the project, if
needed. Draft contracts share with Country Office for approval
-- Once consultants (both local and international) are engaged, RA
will oversee implementation and his team will arrange for and manage
logistics:
- issuing invitation letters for visas in case of international consultants
- Booking flights and arranging transfers
- Accommodation and local transportation at assignment station
 - Security briefing for all expatriates (consultants, company and
donor) that visit for Pakistan for the company project
- Scheduling meetings and field visits
- Making sure that all deliverables under the contract are achieved
- Prepare project performance and monitoring reports for the donor as
per the agreed frequency and timing and submit to the Country Office
for onward submission to Home Office;
- Developing TORs, hiring and management of his team and involving
them to achieve deliverables as mandated by donor;
- Participate in quarterly review meetings;
- Guide and supervise the Deputy Resident Advisor in the development
of BTA’s and any budget revisions required.


Apply:
Interested candidates send updated CVs (along with current and expected salary package) with the name of position in subject line to pakistan.career@gmail.com


February 23, 2011

Corticon Developer


Job Title: Corticon Developer
Job Description: 2+ years development experience in Corticon Business Rules, Proficient in business rules extraction, Proficient in mapping business process flows using Business rules harvesting methods.
Ability to create clear technical specifications from often less-than-clear business requirements.

Need candidates with rules analysis, implementation, support, troubleshooting, and rules development experience. Decisions/Corticon is preferred. Please send a WORD copy of your resume at  hrd.etech@gmail.com ASAP

Please note that only relevant applicants will be contacted.

Sales Manager


The selected candidate would be responsible for running the sales outlet smoothly and effectively. Must be able to achieve the assigned sale targets. The candidate must have an MBA degree with strong communication, managerial and leadership capabilities.

Project Coordinator Required (Lahore Based)

i2c Inc. is an experienced and trusted payments solution provider that helps card issuers and program managers deliver profitable prepaid programs. With MCP (My Card Place), i2c's flexible, feature-rich, Prepaid2.0-ready processing platform, clients have complete control of their programs in real time.
With its value-added services, rewards and loyalty options, cardholder communication tools, and extensive analytics, MCP empowers clients to increase revenues, improve efficiency, reduce costs, and build a loyal cardholder base. i2c enables clients to launch new products faster, tailor programs for specific segments, and offer a variety of vertical solutions.
i2c holds ISO 27001-2005, CMMI, ISO 9001, PCI-DSS, and SAS70 certifications. i2c has headquarters in Redwood City, California, and more than 400 employees and five sales and support offices worldwide. Its customer support provides 24x7x365 service to its clients, which include companies in North America, Latin America, the Middle East, Asia Pacific, and Europe. For more information, please visit www.i2cinc.com.


We have a challenging job opening of Project coordinator for those who wants to build up their career in project management. Following are the details:


Key Responsibilities:


Assist Project Manager in Resource and Task Planning
Xplanner review and reporting for over/underplanned resource
Assist Project Manager in task and resource follow-up
Keep Track of teams, attendance and leaves and highlight exceptions
Assist Project Manager in review and monitoring of OTRS tickets, Deployment forms, adharance for laid down processes.
Attend team and management meeting, take notes and circulate minutes
Assist Project Manager in implementation of RPC plan in release plan, preparing exception list
Keeping Xplanner status updated on a daily basis to ensure up to date for Management reporting.

VAS Planning Specialist

Degree(s)/Major(s):  
Minimum B.E (Computer/Electrical/Electronics)
MS would be a plus


Experience Required:
4 - 5 years of relevant experience
Excellent working knowledge of VAS services and platforms

Software Engineer & Embedded Developers

KBK ELECTRONICS(PVT)LTD. is a leading Meter Manufacturer in Pakistan.
We need urgently a Software Engineer (Fresh/Experienced 1-2 yrs)expertise in Dot.net Application
We also need a Embedded Application Developer(experienced 1-2 yrs)in c language.

Part Time Employment Opportunities for Bankers


STATE LIFE INSURANCE OFFERS PART TIME EMPLOYMENT OPPORTUNITIES FOR

BANKERS ( RELATIONSHIP MANAGERS, OPERATION MANAGERS, CONSUMER

BANKERS). FLEXIBLE HOURS. UNLIMITED INCOME. MONTHLY BONUSES.

FREE GROUP INSURANCE. MALE/FEMALE CAN APPLY.

please email your cv at:  syedmisbahdin@yahoo.com

Female Customer Relation Officers


  • Education requirement minimum intermediate / A-levels
  • Excellent communication skills with the ability to talk to our customers in a clear and confident manner.

February 22, 2011

Brand Activation Manager


  • Age 30-45 years
  • Strategic Planner
  • Strong Communication & presentation skills
  • Karachiite-having own transport
  • Able to travel

IT-Curves - Fresh & 1 Year Experienced Developers Required

IT-Curves requires 2 full time ASP.net developers. Fresh & 1 year experienced individuals are encouraged to apply.

Interested candidates please send your CVs to adnankhanss@hotmail.com

RF Specialist Planning & Re-design ( P&R )

Degree(s)/Major(s): Electrical/Electronic/Telecom Engineering

Certification(s): Not Applicable

Experience Required: More than four years of relevant experience.

Functional Skills/Knowledge Areas:
- Should be enthusiastic, hardworking and passionate Engineer.
- Should be good team player.
- Decision making keeping in view both short term as well as long term company interests in mind.
- Aptitude towards meeting the deadlines under extreme conditions.
  

To apply log on to:

http://careers.telenor.com.pk/Page/Detail/Default.aspx 

Trade Marketing Manager – Trade Specialist (Saudi Arabia)


  • Bachelor’s degree in Business / Marketing
  • 4-6 years’ experience in FMCG

Manager Finance and Accounts


Candidates are required to develop and implement systems pertinent to cost, budget, books of account, audit and MIS. Experienced in handling banking relations and financial arrangement. Must be CA or ICMA qualified or possess an equivalent degree.

QUALITY ASSURANCE ENGINEER

  • Are you a CS Graduate?
  • Do you have a years worth of experience in Quality Assurance of web-based applications?

Software Engineers


  • Minimum 3 years professional experience
  • Fresh Graduated
  • Take part in the System development, integration and deployment

February 21, 2011

Software Business Development Manager (Karachi)


  • Minimum Bachelor’s degree from a recognized Pakistani or foreign university
  • 3-5 years of IT applications sales experience in a software house.
  • Team player with strong sense of responsibility

Multiple IT Opportunities


  • ASP.Net Developer
  • HTML Designers
  • PHP Developer
  • Software Quality Assurance
Applicant must possess BS (CS) degree with minimum 2 years relevant experience.

Initiatives / New Products Project Manager – Project management Wizard (Saudi Arabia)


  • Bachelor’s degree in Business / Engineering
  • 4-6 years’ experience in managing cross-functional new product development projects in food / pharma.

SOFTWARE DEVELOPERS

  • Are you a CS Graduate?
  • Do you have 1 to 2 years of experience?
Are you a back-end developer?
  • Do you have an excellent grasp of object oriented programming, software design patterns and algorithms?
  • Do you have excellent written and spoken English skills?
  • Do you have an understanding of Java, SQL and databases? (A definite PLUS)
Are you a Web developer?
  • Do you have experience in Web Development using DHTML, AJAX, PHP.

Fraud Control Monitoring & Analysis Executive

Degree(s)/Major(s): Masters (Business Management/Finance/Statistics/Accounting/)

Certification(s): Computer Certifications

Experience Required: 2 to 4 years of relevant experience

Functional Skills/Knowledge Areas:  
- Fraud Control Monitoring basic principles
- Understanding of business processes and Internal Controls
- Databases and Analytical Skills
- MS Business applications (MS Excel & Access)
- Analytical and creative problem solving skills
- Vendor Management and Interactions
  

To apply log on to:

http://careers.telenor.com.pk/Page/Detail/Default.aspx 

Quality Coordinator – Quality Champion (Saudi Arabia)


  • Bachelor’s degree
  • 5-8 years’ experience in quality control/Assurance in pharma/food
  • USO-9000/HACCP expertise

Sales Managers / Sales Representatives


  • At least 2 years’ experience in a similar capacity
  • Working in the field of Anesthesia / ICU
  • Experience of selling medical devices / disposable will be preferred.

Offshore Sales Executives


  • The candidate will be responsible for providing quality sales services on phone and emails in compliance with provided guide lines.
  • Ensure excellent customer support is provided and at the same time minimal sales targets are also achieved.
  • Should have excellent command on English Language.
  • Graduates with at least one year or more in Call/Contact Center are preferred. Fresh business graduates can also apply.

February 20, 2011

Product Development/Regulatory Manager – Technology Mastery (Saudi Arabia)


  • Bachelor’s degree in Food Technology
  • 6-8 years’ experience in food / pharma product development

Sales Support Officer (Contractual) - Peshawar

Degree(s)/Major(s): Minimum Bachelors degree

Experience Required: Minimum 1 year of relevant experience


Functional Skills/Knowledge Areas:
- Ms Excel
- Communication skills / Writing skills
- Ms Word
- Analytical skills
- Power point


To apply log on to:

http://careers.telenor.com.pk/Page/Detail/Default.aspx

LEAD DEVELOPERS

  • Are you a CS Graduate?
  • Do you have 3 to 5 years of experience?
  • Are you ready to be a team leader?
  • Can you manage a team of Java and Web Developers?

Corporate Sourcing Manager – Sourcing / Cost Cutting Guru (Saudi Arabia)


  • Bachelor’s degree in Business / Engineering
  • 7-8 years’ experience in strategic /operational finished product/commodities/services sourcing for food/consumer goods  (preferred)
  • Specialized sourcing education is a plus.

Sr. Mainframe Architect urgently required for Saudi Arabia


Our Client, a Big IT MNC, is urgently looking for Sr. Mainframe Architect for Saudi Arabia.
No. of Positions      : 01
Role                           : Managerial
Qualification            : Bachelor’s degree
Experience               : 06+ years
Salary Package       : Excellent Salary with attractive Benefits will be offered
Job Location           : Saudi Arabia
Candidates from all nationalities i.e. Asians, Westerners, Arabic, Africans etc. are welcome to apply.
Job Responsibilities:
  • Mainframe Architect will work in a highly specialize team supporting DLm and MDL mainframe tape replacement products.
  • Working closely with the various Backup / Recovery Theaters and will be responsible for aggressively managing the activities associated with a select team and field Technical Consultants

Developers/Programmer - DotNet ONLY FOR KARACHI


The candidate should at least possess a Bachelor’s Degree in Computer Science or related discipline from a recognized university with at least 1+ year hands on experience in software development using the following technologies:

Technologies: VB 6 / VB.Net/ASP DotNet, Crystal Report, SQL Server 2000/2005

Design and develop web/windows based Textile Applications using Microsoft technology.
·         Experience in full SDLC processes including Analysis, Design, Coding and Post Implementation Support.
·         In depth knowledge of .NET Platform, XML and Web Services.
·         Expertise in Documenting RS, FS, Design Spec., Software Architecture Design, Presentations, Technical and User guides & reference manuals. Expertise in MS Office, Visio, Project & Publisher.
·         .NET 3.5
·         Web Services
·         Microsoft Silverlight 2
·         Microsoft Office SharePoint Server (MOSS) 2007
·         SQL Server 2005
·         Team Foundation Server
·         Visual Studio 2008 Team Edition
·         Very strong concepts of OOP, Analysis, Design
·         Willing to work in .NET 3.5, WCF, WF, SilverLight, SharePoint
·         Programming skills in C#, ASP.NET ADO.Net, ADO, Classic ASP, HTML, JavaScript/ VBScript
·         Object-Oriented Analysis, Design, and Programming (OOA, OOD and OOP)
·         Database Programming (Stored Procedures, PL-SQL/T-SQL) with MS SQL Server 2000 or later
·         Analytical Skills with Good level of Communication and Presentation Skills

Assistant Manager Sales


We require Sales staff with minimum 2 years’ experience of selling financial products. The ideal candidate will be an MBA and below 35 years of age. Experience of mutual funds / brokerage business will be an added advantage.

Job Opportunity


A growing national paint industry working in Korangi Industrial Area, Karachi, urgently requires (male or female) M.Sc in Chemistry for R & D (Research and Development) and Production. Please forward your latest CV with your salary expectation at the following email address.
Fresh Graduate can feel free to apply.

February 17, 2011

Business Intelligence


  • Business Intelligence Developers with experience in Microsoft, Micro Strategy, Cognos or Business Objects platforms
  • Strong technical skills in Oracle PL/SQL and SQL Server T-SQL
  • Oversee designing of information models, MSTR models, Dashboards & semantic layer design.
  • Ensure SLA KPIs are met with desired level of quality.
  • Send your CVs to: